Finance Center

Welcome to the finance center at Suburban Honda. We know how magical it is to find the Honda vehicle you love most. That's why we've built a team of automotive experts who are eager to help provide financing assistance and get you behind the wheel faster than imagined.

Before you head to our center, we invite you to read on and learn more about our services and amenities. After reading, you'll understand why drivers in and around Farmington Hills, Livingston, and Wayne, MI, trust us with their needs for more than 60 years! Contact us today.

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Competitive Rates

No Hassle Credit Checks

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Let Us Help You Secure a New Car Loan

There's a lot to consider when financing a car. How long do you want to finance? Which loan offers the most competitive and favorable terms? This is just a small sprinkling of considerations that factor into your personalized payment plan. Luckily for you, when you visit our finance center, you gain access to a team of specialists.

Our team understands all the elements that factor into financing like the backs of their hands. They know which banks and lenders provide the most favorable terms, and they know how to help individuals from all financial backgrounds.

When the date and time of your finance appointment roll around, one of our specialists will ask you a series of questions aimed at helping them learn about your unique requirements. Some of the questions you can expect from our team include:

●        Do you want to buy or lease?

●        How long do you want to finance?

●        Are you trading in a car?

●        How much are you putting toward the down payment?

Thanks to the help of our team, you could walk away with a payment plan that perfectly aligns with your needs.

Our Goal Is Approval for Everyone Who Applies

Everyone has their own background. At our finance center, we believe your financial or credit history shouldn't come between you and your dream Honda. That's why we offer a wide range of financing solutions for all types of drivers.

Keep reading to see how we can help you!

What if I Have Subprime Credit?

Subprime credit is the term used for those with a credit score below 670. With a large portion of Americans (an estimated 30 percent) experiencing subprime credit for one reason or another, we don't believe this number should stand between you and your new Honda.

We have experience working with individuals with all types of backgrounds and are happy to report that we are the first and last stop for many individuals with a subprime credit score.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

I Have No Credit History. Can I Still Buy?

Everyone has to start somewhere. That's why we're proud to offer financing solutions for individuals who have no credit history. With the help and advice of our specialists, you can potentially build your credit score. This can be beneficial whenever you reach your next life milestone.

If you have no credit history, leasing a new car could be a great option thanks to making potentially lower, on-time payments over the course of the lease.

You can also consider adding a co-signer to your loan. This co-signer could be a parent, relative, or close friend with a strong credit history. Since there's someone else held responsible for on-time payments, a co-signer could be a great option for those who have no credit history.

Can I Get Approved if I Have an Existing Car Loan?

Absolutely! Our specialists have the skills needed to refinance your car loan or adjust the term of the contract. For those in need, we offer low-interest car loans for individuals in need.

If you're still required to make payments on a vehicle you're selling or trading, which is known as a vehicle with negative equity, refinancing with the help of our team can combine the two loans into one. That way, instead of having two loans, you only have one that features the most favorable conditions.

Do You Offer Any Specials?

There are several ways you can potentially pay less than you expected. For starters, you can take advantage of our rotating list of specials. These are conveniently housed online, so you can frequently check back to see if your dream car is offered.

If you're about to or recently graduated from college, be sure to ask our team about our College Graduate Bonus.

Car Loan & Lease Resources Our Finance Center Offers

We believe that knowledge is power. That's why we have several online resources available for you to access anytime, anywhere.

For starters, you can receive a trade-in value for your current car within minutes. To get started, all you need is basic information about your car, such as license plate number or VIN. From there, simply tell us a bit more about your car. This includes things like:

  • Odometer reading
  • Exterior color
  • Upholstery type
  • Advanced infotainment options

Once you tell us about the vehicle's condition, we'll provide you with an estimated value of your vehicle. You can then use this trade-in amount as a baseline to help you boost your vehicle's trade-in value.

Another online tool you can access from the comfort of your own home is our secure finance application. Within minutes, you can get pre-approved for financing. This helps with two things.

First, our finance application helps you learn about the types of loans you qualify for. If the offered rates aren't desirable, you can contact our team to learn ways you can enhance your credit score and potentially get approved for other types of loans.

The second thing our application helps with is with how much time you spend at our finance center. That's because, once complete, this application is sent to our finance center. Our team can then get started exploring potential loans and draft several plans.

Since less questions may need to be asked during your finance appointment, you'll likely spend less time than imagined at our finance center.

How Can I Boost My Car's Trade-in Value?

After receiving the trade-in estimate for your car, do you want to potentially increase this estimate? There are three ways you can do that in only a few minutes:

  • Give your car a cleaning: Strong first impressions go a long way. Spending time thoroughly cleaning the interior and exterior of your car can help potentially boost your car's trade-in value.
  • Increase the curb appeal of your car: You can take things one step further by having your car detailed.
  • Ensure your car is updated with maintenance needs: Routine maintenance can help potentially increase your car's trade-in value. Things like brake service, oil change, and filter replacements may help.
  • Resolve any outstanding recalls: Similar to having your vehicle's routine needs updated, you'll also want to resolve any outstanding recalls.

Performing any of these items could help to increase your car's trade-in value. For more information, or to schedule a service appointment if needed, contact our team.

Which Honda Will You Buy or Lease?

Honda offers desirable features that help enhance your commute around town. Thanks to our extensive selection of new Honda cars for sale, you're sure to find the model that perfectly complements your personality.

Some of the vehicles you'll likely find at our dealership includes:

  • Honda CR-V
  • Honda Passport
  • Honda Ridgeline
  • Honda Civic

Once you find the model you love, our friendly finance professionals will help you choose which trim level aligns with your financial requirements.

Get the Honda Loan or Lease You Deserve by Visiting Our Finance Center

Get ready to bring style and performance to the streets of Farmington Hills, Livingston, and Wayne, Michigan, in a new Honda from Suburban Honda.

Apply for your auto loan or lease using our convenient online credit application or stop by our Honda dealership today. Our Honda team is eager to guide you through our car-buying process so that you can take command of the shiny keys to your dream Honda vehicle soon.

Contact us to reserve your finance appointment today!

  1. Suburban Honda

    25100 Haggerty Road
    Farmington Hills, MI 48335

    • Sales: 947-254-0048
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Get in Touch

  • Contact our Sales Department at: 947-254-0048
  • Monday9:00 AM - 8:00 PM
  • Tuesday9:00 AM - 6:00 PM
  • Wednesday9:00 AM - 6:00 PM
  • Thursday9:00 AM - 8:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday10:00 AM - 4:00 PM
  • SundayClosed